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Understanding Medicare Part D-IRMAA

Understanding Medicare Part D-IRMAA

Do I need Medicare Part D? If you choose to enroll in a Medicare Supplement Plan (Medigap) or keep original Medicare, Medicare Part D or Prescription Drug coverage must be purchased separately. A late enrollment penalty may apply if you go without Medicare Part D for any continuous period of 63 days or more after your initial enrollment period. Medicare Part D Plans charge an additional monthly premium that varies plan to plan. How much does a Medicare Part D Plan cost? For

10 Things to Know About Medicare

10 Things to Know About Medicare

1. Medicare isn't just for seniors First and foremost, Medicare isn't designed solely for seniors. The disabled, as well as patients with end-stage renal disease (ESRD), qualify for Medicare coverage. 2. Seniors are enrolling at an incredible pace That said, make no mistake about it -- this program is primarily here for our nation's growing population of seniors. With roughly 48 million current beneficiaries, the program is expected to grow to an estimated 79 million benefi

This New Approach to Social Security's Full Retirement Age Would Eliminate 83% of Its Cash Short

This New Approach to Social Security's Full Retirement Age Would Eliminate 83% of Its Cash Short

Indexing the full retirement age to longevity would have a profoundly positive impact on Social Security. Social Security is, for millions of Americans, a financial lifeline during retirement. The average retired worker may only be receiving $1,364 per month as of Feb. 2017, or a little bit more than $16,300 annually, from Social Security, but that still amounts to more than half of the annual income collected by 61% of retired workers, according to the Social Security Admini

Medicare Q&A

Medicare Q&A

Answers to the 5 most-asked questions since the election Q: I’m already on Medicare. Could I really lose my coverage or see it radically altered? For people currently on Medicare, there is no immediate threat to your coverage. The most widely discussed plan proposed by House Republicans would not go into effect until 2024. But at this point, the debate is just beginning, and there are other proposals that could reduce coverage and raise costs for today’s seniors. Current bene

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