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Medicare Part B

Medicare Part B or Medical Insurance is part of Original Medicare and is offered by the Federal Government  

When are you eligible for Part B?

You're eligible for Original Medicare Part B if you're at least 65 years old, or you're under 65 and qualify on the basis of a disability or other special situation.  You must also be a U.S. citizen or a legal resident who has lived in the U.S. for at least five consecutive years.

When can you sign-up for Part B?

When you turn 65 or otherwise become eligible for Medicare, you'll have your Initial Enrollment Period (IEP).  In most cases, your IEP begins three months before and ends three months after the month of your 65th birthday (a seven-month window).  For someone under age 65 who becomes entitled to Medicare based on disability, entitlement begins with the 25th month of disability benefit entitlement. For these individuals, the IEP begins 3 months before the 25th month of disability benefit entitlement, includes the 25th month, and ends three months after. The IEP for people with ESRD and ALS varies based on their situation.

What does Part B cover?

  • Medically necessary Doctors' services

  • Outpatient care

  • Home health services

  • Durable medical equipment

  • Other medical services

  • Many preventive services

What does Part B not cover?

  • Part B excess charges

  • Most dental care

  • Eye examinations or eyeglasses

  • Hearing Aids

  • Prescription drugs not covered under Part B

Have Questions?