I have reflected on this question time and time again...why use an insurance agent/broker? Anyone can take a look at health insurance plans available to themselves or others and see what it is that a broker sees. Also, with the advancement of technology, we have information at our fingertips but does this make us experts in every field of study? No, it does not. In fact, it often creates a false sense of security. "When they think they are learned, they think they are wi