Medicare Part C
Medicare Part C or Medicare Advantage Plans are insurance plans offered by private companies approved by Medicare
Important things to know about Medicare Part C
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You must continue to pay your Medicare Part B premium. Medicare then gives your premium to your Insurance plan to help pay for your additional coverage.
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Use of network health care and pharmacy providers is typically required. Using providers outside of the network may cost you more. In an emergency, you can use any provider.
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A Medicare supplement insurance (Medigap policy) plan is not a Medicare Advantage plan.
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Joining a Medicare Advantage plan may affect your current coverage
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Members of a Medicare Advantage plan must present their member ID card, not their Original Medicare card, when receiving services. Combines Part A, B, and D into one plan with one card.
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Even though Medicare Advantage plans are privately administered, you still have the same rights and protections as with Original Medicare.
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Medicare Advantage plans must cover all the services that Original Medicare covers and may offer additional benefits. Important: Hospice care is still covered under Original Medicare.
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Your plan's annual out-of-pocket maximum is your safety net that ensures you'll never pay more than a certain amount out of pocket in a given plan year for covered medical services.
When deciding on which Medicare Advantage plan to choose, you should consider speaking with a licensed agent to answer the following questions:
1. Are my doctors covered as In-Network providers?
2. Can I see a doctor outside of the network?
3. How much are co-pays and deductibles associated with my plan? How much are Part D prescription drug costs?
4. What additional benefits are offered by this plan?
CALL US TODAY
Arizona (602) 806-7800
New Mexico (505) 600-2422
North Carolina (919) 867-1303
Toll-Free (800) 456-8050
Calling one of the numbers above will direct you to a licensed sales agent