The first day you can apply for a Medicare Advantage plan is October 15th. Your new plan will become effective January 1st, 2018. This open enrollment period (OEP) allows you to switch your plan each year if you don’t like the changes to your existing coverage or your plan is no longer fulfilling your needs. Now, the good news is that you do NOT have to change if you are satisfied with your plan. However, you absolutely should be reviewing the upcoming plan changes every ye