ALSO CALLED MEDIGAP

A little more help

with your share.

A Medicare supplement can help with certain costs left to you by Original Medicare. We’ll help you understand where it fits.

Let’s talk about it

Medicare Basics / Medicare Supplements

THE ESSENTIALS

Three things to know.

Works with Original Medicare

Medigap helps with certain deductibles, copayments, or coinsurance. It doesn’t work with Medicare Advantage.

A separate policy

You pay a premium for your supplement in addition to Medicare premiums. New Medigap policies don’t include prescription drug coverage.

Timing matters

Your Medigap enrollment rights differ from Medicare’s annual plan enrollment periods. Outside protected periods, health questions may affect your options.

MAKE IT PERSONAL

Here’s what we can look at together.

A short guide can introduce the options. Your circumstances help us understand which details deserve a closer look.

Talk with our team

QUESTIONS TO BRING

What enrollment rights apply to me now?
Which costs would a policy help pay?
How would a supplement and drug plan fit my budget?

GOOD TO KNOW

A few good questions.

Is a supplement the same as Medicare Advantage?

No. A supplement works alongside Original Medicare. Medicare Advantage is another way to receive Medicare benefits.

Can I compare policies by price alone?

Start with the benefits and eligibility, then compare premiums and policy details. Your location and circumstances can affect what is available.

For more detail: Medigap Basics on Medicare.gov ↗. Reviewed October 2026.

Back to the Original Medicare Basics

I’m new to Medicare

I’m reviewing coverage

I’m helping a loved one

A PERSON TO TURN TO

Let’s make this about you.

Bring your questions. We’ll take time to work through them.

Let’s talk it through