CANCER, STROKE & HEART ATTACK BASICS
Support for life
during recovery.
✦
START HERE
You don’t have to
learn it all today.
Medicare has different pieces. We’ll help you understand how they can fit together for you.
THE ESSENTIALS
Three things to know.
01
Specific conditions
Coverage applies to the diagnoses and definitions listed in the policy. Not every cancer or medical event qualifies.
02
A benefit to help
Some policies pay a lump sum; others pay for specified events or treatment. Cash benefits can help with medical or everyday costs.
03
Details before decisions
Check benefit amounts, waiting periods, exclusions, and rules about prior conditions or repeat events. This supplements health Insurance; it doesn’t replace it.
Coverage depends on the policy’s definitions and terms. Not every policy covers all three conditions.
MAKE IT PERSONAL
Let’s talk about
what matters to you.
Your needs, your current coverage, and your budget are a good place to start.
QUESTIONS TO BRING
Which conditions qualify under this policy?
When would a benefit be paid, and how much?
How would this fit alongside the coverage I already have?
GOOD TO KNOW
A few good questions.
Are cancer Insurance and critical illness Insurance the same?
Not always. A cancer policy focuses on cancer; a critical illness policy may include several named conditions. We’ll compare the actual benefits and definitions.
Can I buy a policy after a diagnosis?
A prior diagnosis can affect eligibility or whether a condition is covered. A new policy may not cover an illness you already have. Ask before assuming it will apply.
A little more reading: Limited health coverage explained by the NAIC ↗.